Home Team Grill in Richmond, VA

November 8, 2017 | Impact Stories

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Home Team Grill is an established restaurant and bar in Richmond’s Fan District, named one of the nation’s 10 “Great Neighborhoods” by the American Planning Association. For sporting events year-round, Home Team is packed with fans sipping on suds and scarfing down deliciously prepared foods. With the help of VCC, HTG Fan LLC was able to purchase the business while also acquiring working capital for an establishment that has become a Fan District staple.


The project helped preserve 44 full- and part-time jobs, while allowing our borrower to focus on being a small business owner. As one of just two in Virginia that made a CNN list of top sports bars in the country, Home Team Grill was recognized for following the “sports bar blueprint, with lots of TVs suspended for 360-degree exposure and open-air seating in warm weather months.” A sports-viewing haven, Home Team Grill was voted the best sports bar in town by Style Weekly readers, and the business has also been a source of good, including by raising money for communities in Haiti and research aimed at finding a cure for juvenile diabetes.


  1. Mission-Focused Lending

As a Community Development Financial Institution (CDFI), VCC can support projects like Home Team Grill because it aligns with VCC’s mission to create jobs, energize places, and foster an enhanced quality of life.

  1. Flexible Lending

Funding for HTG Fan LLC took creativity and innovative thinking to package the financing. VCC often utilizes government guarantee programs such as SBA, USDA, and VSBFA. Though we may be able to take on slightly more risk, and use more consideration and flexibility in structuring, we underwrite to the fundamental ability of the borrower to repay the proposed debt.