Small Business Lending

We believe in Virginia’s businesses.

Our Small Business Lending division works with for-profit and non-profit businesses as well as municipalities around the Commonwealth to find creative ways to support growth development.

VCC offers a variety of financing options:
  • Business acquisition
  • Debt refinancing
  • Equipment financing
  • Owner-occupied real estate
  • Working capital lines of credit
Loan options include:
  • Conventional term loans and lines of credit
  • SBA 7(a)
  • SBA Express
  • SBA 504
  • USDA

Lending

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The VCC Way: Partnership, Expertise, Innovation

We’ve been involved in creating thousands of jobs throughout the Commonwealth, and in doing so have provided thousands of hours in advising to entrepreneurs. You likely have questions or anxieties about small business ownership and operations, and we’ve likely seen similar issues before. Our dedicated team of experts is available to ensure your business is on the right path to success. We’re here to help.

In addition to our lending options, VCC offers free advisory services to ensure the success of the projects we support. Our advisory services team builds partnerships to improve community-based projects and build capacity. We connect business owners and community organizations with important partners, provide knowledge and experience with complicated projects, and seek to develop innovative solutions to challenges.

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