Small Business Lending

We believe in Virginia’s businesses.

Our Small Business Lending division works with for-profit and non-profit businesses as well as municipalities around the Commonwealth to find creative ways to support growth development.

VCC offers a variety of financing options:
  • Business acquisition
  • Debt refinancing
  • Equipment financing
  • Owner-occupied real estate
  • Working capital lines of credit
Loan options include:
  • Conventional term loans and lines of credit
  • SBA 7(a)
  • SBA Express
  • SBA 504
  • USDA Loans
  • Solar Loans

Advisory Services

In addition to our lending options, VCC offers free advisory services to ensure the success of the projects we support. Our advisory services team builds partnerships to improve community-based projects and build capacity. We connect business owners and community organizations with important partners, provide knowledge and experience with complicated projects, and seek to develop innovative solutions to challenges.

Learn More


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