Small Business Lending

We believe in Virginia’s businesses.

Our Small Business Lending division works with for-profit and non-profit businesses as well as municipalities around the Commonwealth to find creative ways to support growth and development.

VCC offers a variety of financing options:
  • Business acquisition
  • Debt refinancing
  • Equipment financing
  • Owner-occupied real estate
  • Working capital lines of credit
Loan options include:
  • Conventional term loans and lines of credit
  • SBA 7(a)
  • SBA Express
  • SBA 504
  • USDA Loans
  • Solar Loans
Learn more about municipality lending here.


Advisory Services

VCC provides advisory services, technical assistance, and professional workshops in areas of small business, clean energy, affordable housing, and grocery and healthy food access. These services and specialized sessions help business owners build the skills needed to grow and sustain a successful enterprise.

Learn More