Loans for projects in communities not typically touched by traditional banks.

Virginia Community Capital lending creates a positive and sustainable impact.

The projects we back are sometimes considered “too complicated” from the broader financial community, but with our flexible financial products and advisory services, we support housing and community development ventures, help businesses grow, and build sustainable communities.

Many of our projects are “mission-focused,” addressing global-social challenges such as healthcare, housing, food access, clean energy, and job creation and retention.

In addition to mission-backed lending, VCC offers conventional loans to eligible real estate developers and small businesses.

Not sure where to get started?

Fill out this form and one of our loan officers will be in touch to learn more about your project.


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Projects that build. Businesses that create.

We have four particular areas for lending: real estate, small businesses, clean energy projects, and food-based businesses.

Affordable housing units developed through a partnership with VCC.

We believe these sectors offer the greatest long-term impact to build vibrant communities and sustain a high quality of life for Virginians.

Typically, we invest in projects found in areas of historically high unemployment, regions hit hard by the loss of manufacturing and industry, or cities that have neighborhoods in need of rehabilitation. In addition, most all VCC loans and funding structures begin with free advisory services to ensure success of the projects we support.

Ready to go? Let’s get you to the right place.

Looking for financial backing for a real estate development that provides affordable housing, medical access, or positively supports the community? We’d like to learn about it.

Real Estate Lending

Growing a business that will create or retain jobs and positively impact your community? We want to know more.

Small Business Lending

Providing power through renewable energy sources, or reducing power through energy-efficiency investments? Let us know.

Clean Energy Lending

Have you found a way to provide healthy foods to neighborhoods lacking access to it? Get in touch.

Food Lending