Ratings & Certifications

CDFI Certification

Virginia Community Capital is certified as a Community Development Financial Institution from the U.S. Department of Treasury’s CDFI Fund. CDFIs are mission driven financial institutions dedicated to delivering responsible, affordable financing to help low-income and disadvantaged communities join the economic mainstream. CDFIs include regulated institutions such as community development banks and credit unions, and non-regulated institutions like loan and venture capital funds.

To remain certified as a CDFI, Virginia Community Capital must maintain the following:
• Have a primary mission of promoting community development
• Maintain accountability to its target market of a low income population in the Commonwealth of Virginia.
• Direct at least 60% of its financing towards its target market
• Provide development services in conjunction with financing

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