Why bank with us? Our Impact.

VCC Bank provides a number of business and consumer banking products.

Your funds are reinvested to educate, grow, and build sustainable communities in Virginia while earning a market rate of return.

Virginia Community Capital’s subsidiary bank, VCC Bank, is an FDIC-insured, certified CDFI bank. VCC Bank offers banking products tailored to community banks and socially conscious investors. We also provide personal and business deposit products, including checking, savings, and certificates of deposit.

Personal Account

Apply for a personal account.

Apply

Business Account

Apply for a business account.

Apply

Review our accounts below, and choose the one that best aligns with your needs.

Money Market Account

•Minimum deposit to open - $50
•No minimum balance requirement
•No monthly maintenance fees
•Six (6) withdrawals per month
•Interest compounded and paid monthly
•Monthly Account statements
•Online banking access
•Tiered rates for premium accounts

View Rates

Checking Account

•Minimum deposit to open - $50
•No minimum balance requirement
•No monthly maintenance fees
•Unlimited check writing
•Monthly Account Statements

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Statement Savings

•Minimum deposit to open - $25
•No minimum balance requirement
•No monthly maintenance fees
•Six (6) withdrawals per month
•Interest compounded and paid monthly
•Monthly Account Statements

View Rates

Certificates of Deposit

•Minimum deposit to open - $250
•Maturities range from 6 months to 7 years
•Guaranteed interest rates with attractive yields
•Penalty for early withdrawal
•Monthly earnings notices
•CDARS available for FDIC insurance over $250,000

View Rates

Virginia Savers Club

•Minimum deposit to open - $5 ($0 with automatic deposit)
•No minimum balance requirement
•No monthly maintenance fees
•Six (6) withdrawals per month
•Interest compounded and paid monthly
•Monthly account statements
•Automatic enrollment in Virginia Saves for savings tools and resources

View Rates

Individual Retirement Account

•Traditional and Roth options available
•Includes both CDs or Money Market accounts
•VCC accepts new, transfer, and rollover accounts
•Personal customer service

View Rates

View a PDF of our Deposit Services
 

* We take network security very seriously, and we provide a number of solutions designed to help ensure that your electronic transactions and communications with us remain safe and secure. We will not sell your information to anyone.

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