All VCC offices will be closed Friday, July 3rd in observance of the July 4th holiday.

Risk Management

Home / About / Staff / Risk Management

Meet our Team.

Will Groves

Senior Vice President, Chief Risk Officer

wgroves@vccva.org
804-939-6178

Daniel H. Flye, Jr.

Credit Risk Manager

dflye@vccva.org
757-962-0740

Hector Carmelo

Senior Credit Officer

hcarmelo@vccva.org
757-962-1012

Edward Chin

Senior Credit Officer

echin@vccva.org
804-793-0987

Anastasiya Trofimova

Credit Officer

atrofimova@vccva.org
804-793-0992

James Smyth

Credit Risk Analyst

jsmyth@vccva.org
804.977.6542

Joy Smith

Investor Relations & Risk Team Coordinator

jsmith@vccva.org
804-939-6170