Risk Management

Meet our Team.

Will Groves

Senior Vice President, Chief Risk Officer


804-939-6178

Hector Carmelo

Vice President, Credit Risk Manager


757-962-1012

Edward Chin

Senior Vice President, Senior Credit Officer


804-793-0987

Joy Smith

Community Investments & Risk Team Coordinator


804-939-6170

Anastasiya Trofimova

Credit Risk Analyst


804-793-0992

James Smyth

Credit Risk Analyst


804.977.6542