• The Market at 25th ranks among Richmond’s most anticipated economic development projects in recent times, bringing fresh and healthy foods to a food desert and one of the most socioeconomically challenged neighborhoods in the country.

  • The Town of Pulaski, located just southwest of Radford, is undergoing a large-scale downtown revitalization in an effort to preserve the historic buildings in the commercial district, encourage economic development along Main Street, and attract visitors and customers to local businesses.

  • In recent years, Virginia Community Capital and VCC Bank have invested in several solar projects, totaling more than $7 million in clean energy loans to date.

  • Virginia Community Capital sold the historic former First National Exchange Bank building at 201 S. Jefferson St. in downtown Roanoke to Carilion Clinic, the region’s leading health care provider, to promote further economic opportunity and quality of life initiatives in the area.

  • ValCon Masonry is a woman-owned, Class A contractor with a loyal team serving the Hampton Roads, Virginia Peninsula, and northeast North Carolina area.

  • Oakwood Arts — a place where neighbors gather together in Richmond's East End to express themselves freely through art and creating lasting relationships.

  • The Maggie Walker Community Land Trust provides affordable homes to moderate-income households in the Richmond area, and it keeps those homes affordable — permanently.

  • Project:HOMES doesn’t only improve houses, they improve lives. In areas lacking safe and affordable housing, the nonprofit general contractor’s goal is to build modern affordable housing and advance the safety, accessibility, and energy efficiency in existing homes for low-income individuals and families.

  • ART 180 is a Richmond nonprofit with a mission to give young people living in challenging circumstances a chance to express themselves through art.

Investing in affordable housing.

When you invest with VCC, we can help you or your organization impact your community. Your funds are reinvested to educate, grow, and build sustainable and affordable housing in Virginia while earning a market rate of return.

By the Numbers

How Virginia Community Capital impacts the Commonwealth.


Assets Under Management


Total loans


Jobs created & retained


Housing units financed

Community matters to us.

It is our mission to promote a better quality of life for Virginians. We have several community impact programs focused in areas of need to spur economic growth and revitalization.

Explore our community impact

Impact your community.

Make a difference in your world. Open a market-rate deposit account and help us create jobs and build communities.

Learn about ways to invest

Lending starts here.

Find lending that takes your project to the next level. We back real estate developments and small businesses that foster job creation and help build vibrant communities.

Learn about our lending services

Our Story

VCC: A story of impact and partnerships

VCC was established in 2006 by a group of bipartisan Virginia legislators. Seeded with a $15 million state-backed seed loan, our mission was to create a business model to attract resources of national, state, and local social investors to make a difference in underserved markets around Virginia. Since our founding – growing and partnering with others along the way – we have turned this original investment into more than $900 million in statewide impact. Learn more about the VCC story.

Learn More About VCC