It’s Time to Rebuild.

Amid the fear and uncertainty of 2020, we saw newfound hope. It’s hope for a revitalized future, for reestablished local businesses, and for nonprofits with realigned missions. It’s hope for a better future for every person. True change is on the horizon, and it starts in our communities. It’s time to rebuild, together.

PLEASE NOTE: VCC is currently accepting Paycheck Protection Program (PPP) loan forgiveness applications. For PPP loan forgiveness applications, instructions, and other resources, click here.

By the Numbers

How Virginia Community Capital impacts the Commonwealth.


Assets Under Management


Total projects financed


Jobs created & retained


Housing units financed

Community matters to us.

It is our mission to promote a better quality of life for Virginians. We have several community impact programs focused in areas of need to spur economic growth and revitalization.

Explore our community impact

Impact your community.

Make a difference in your world. Open a market-rate deposit account and help us create jobs and build communities.

Learn about ways to invest

Lending starts here.

Find lending that takes your project to the next level. We back real estate developments and small businesses that foster job creation and help build vibrant communities.

Learn about our lending services

Our Story

VCC: A story of impact and partnerships

VCC was established in 2006 by a group of bipartisan Virginia legislators. Seeded with a $15 million state-backed seed loan, our mission was to create a business model to attract resources of national, state, and local social investors to make a difference in underserved markets around Virginia. Since our founding – growing and partnering with others along the way – we have turned this original investment into more than $1 billion in statewide impact. Learn more about the VCC story.

Learn More About VCC