Why bank with us? Our Impact.

VCC Bank provides a number of business and consumer banking products.

Your funds are reinvested to educate, grow, and build sustainable communities in Virginia while earning a market rate of return.

Virginia Community Capital’s subsidiary bank, VCC Bank, is an FDIC-insured, certified CDFI bank. VCC Bank offers banking products tailored to community banks and socially conscious investors. We also provide personal and business deposit products, including checking, savings, and certificates of deposit.

Checking Account

•Minimum deposit to open - $50
•No minimum balance requirement
•No monthly maintenance fees
•Unlimited check writing
•Monthly Account Statements

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Statement Savings

•Minimum deposit to open - $25
•No minimum balance requirement
•No monthly maintenance fees
•Six (6) withdrawals per month
•Interest compounded and paid monthly
•Monthly Account Statements

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Money Market Savings

•Minimum deposit to open - $50
•No minimum balance requirement
•No monthly maintenance fees
•Six (6) withdrawals per month
•Interest compounded and paid monthly
•Monthly Account statements

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Certificates of Deposit

•Minimum deposit to open - $250
•Maturities range from 6 months to 7 years
•Guaranteed interest rates with attractive yields
•Penalty for early withdrawal
•Monthly earnings notices
•CDARS available for FDIC insurance over $250,000

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Virginia Savers Club

•Minimum deposit to open - $5 ($0 with automatic deposit)
•No minimum balance requirement
•No monthly maintenance fees
•Six (6) withdrawals per month
•Interest compounded and paid monthly
•Monthly account statements
•Automatic enrollment in Virginia Saves for savings tools and resources

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Individual Retirement Account

•Traditional and Roth options available
•Includes both CDs or Money Market accounts
•VCC accepts new, transfer, and rollover accounts
•Personal customer service

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