Impact investments are designed to generate a measurable, beneficial, social or environmental impact alongside a financial return. They are available for individuals or institutions.
Become a socially conscious investor and make an impact in your community.
When you invest with VCC, we can help you or your organization impact your community. We offer financial tools to businesses, non-profit institutions, community foundations, and individual consumers.
Your investments with VCC are used to create resources in underserved areas of the Commonwealth, supporting jobs, vibrant communities, and enhanced quality of life. Additionally, you may also to choose one of our primary focus areas to support lending in the areas of: Solar or renewable energy, Fresh Foods or Affordable Housing.
Start investing for good today with as little as $25.
Virginia Community Capital’s banking subsidiary, Community Capital Bank of Virginia, is an FDIC-insured, certified community development bank. CCB offers banking products tailored to community banks and socially conscious investors. We also provide consumer and business deposit products, including checking, savings, and certificates of deposit. Your funds earn a market rate of return, and are reinvested to educate, grow, and build sustainable communities in Virginia.
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Grants and Donations
VCC works with grantors and donors to grow our community programs, provide advisory services, leverage private capital, support operating costs, and advance new products in community development financing. VCC is a 501(c)(3), and therefore grants and donations are tax-deductible to the full extent permitted by federal law.
Our Local Investment Opportunity Note (LION) for accredited socially conscious investors and institutions offers a below-market financial return and a local-social return by funding projects impacting Virginia communities. Investors may choose a geographic or lending focus for their investment.
Program Related Investments (PRIs)
PRIs to our non-profit certified loan fund support specific community development programs, such as healthy food access, affordable housing, or expanding clean energy. Opportunities for targeting specific geographies and or other focus areas are available. Below-market rates allow VCC to maintain affordable rates to our borrowers and advance our mission to create jobs, promote vibrant places, and enhance the quality of life for all Virginians.
Preferred Stock of Community Capital Bank, is offered to accredited investors and institutions.
Richmond Realtors Association's Quality of Life Strategy
Richmond Association of REALTORS® (RAR) launched their “Quality of Life” investment strategy in May of 2016. This strategy is funded through a loan to Virginia Community Capital (VCC) and donations to The Community Foundation Serving Richmond and Central Virginia (TCF). In this model, RAR is bringing together impact investing and philanthropy to tackle affordable housing and education issues in the Richmond region.