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Small Business Programs

Small Business Programs


Jefferson Davis Corridor Small Business Loan Program

VCC, in partnership with Altria and the City of Richmond, wishes to encourage small businesses to expand along or relocate to the Jefferson Davis Corridor and has created a special incentive program for this purpose—the Jefferson Davis Corridor Small Business Loan Program. The goal of the program is to help small businesses grow their enterprises and create jobs.

For eligible small businesses, the program may include a combination of loan capital, interest rate buy downs, credit enhancements, and financial capital advisory services based on the needs of the business, as well as City of Richmond Enterprise Zone incentives.  The ideal small business program participant will meet all or some of the following criteria:

  • Located along or willing to relocate to the Jefferson Davis Corridor
  • An owner occupied facility secured by real estate or equipment collateral
  • Revenues of $200,000 to $2 million
  • 2 years of operation preferred and a desire to expand
  • 4 or more employees

The program will run for approximately 24 months or until VCC has deployed $2 million in loans to small businesses. For more information, please contact LaTilda Owens, Small Business Consultant for VCC, at 757.812.1290 (c), 804.344.5484 (o), or lowens@vccva.org.


Goldman Sachs 10,000 Small Businesses



Virginia Community Capital (VCC) is a proud partner of Goldman Sachs 10,000 Small Businesses. The program is designed to help local small business owners create jobs and economic opportunity through greater access to business education, financial capital, and business support services.  Learn more at Goldman Sachs 10,000 Small Businesses.

VCC and Goldman Sachs 10,000 Small Businesses Invite Participation in National Education Opportunity

Qualifying small businesses can apply here.

Want to take your small business to the next level?  VCC is encouraging small business owners across Virginia to participate in the Goldman Sachs 10,000 Small Businesses at Babson College, a national education program which provides qualified small business owners with the time and resources they need to develop customized growth plans for their businesses.

This unique program is delivered directly through Babson College, the curriculum designer for all 10,000 Small Businesses regional sites and the educational institution consistently ranked #1 in Entrepreneurial Education by US News & World Report. The Babson program connects small business owners with a nationally-sourced class of peers for 12 weeks of practical business education delivered through a blend of online and in-person sessions.  And, if accepted, program tuition will be at no cost to you!

The program is designed for small business owners with limited resources who have a business poised for growth. You must demonstrate a commitment to growing your business and creating jobs in your community, and generally meet these criteria:

  • Owner or co-owner of a business
  • Business in operation for at least two years
  • Business revenues of at least $150,000 in the most recent fiscal year
  • Minimum of four employees, including the owner

10,000 Small Businesses graduates are seeing results.  64% reported an increase in revenues, 45% reported creating new jobs, and 80% are doing business with each other. 

Learn more from graduates Melissa Sachs from Marketing on Main Street. LLCand Jeff Anderson from bioRide.