We Care About Your Privacy

Community Capital Bank of Virginia

a community development bank subsidiary

of Virginia Community Capital, Inc.

990 Cambria Street, NE

Christiansburg, VA 24073

540-260-3126

 

 

PRIVACY DISCLOSURE

We value your account relationship and want you to understand the privacy and confidentiality of your personal information is important to us. We are providing this Privacy Disclosure to describe our procedures for handling non-public personal financial information we obtain.

 

INFORMATION WE COLLECT ABOUT YOU

We collect non-public personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us, our affiliates, or others
• Information we receive from a consumer-reporting agency

 

INFORMATION ABOUT FORMER CUSTOMERS

This policy applies to both our former and current customers.

 

CATEGORIES OF NONPUBLIC PERSONAL INFORMATION WE MAY DISCLOSE

We may disclose the following kinds of non-public personal information about you:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income
• Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transactions, and credit card usage
• Information we receive from a consumer-reporting agency, such as your creditworthiness and credit history

 

CATEGORIES OF AFFILIATES AND NONAFFILIATED THIRD PARTIES TO WHOM WE MAY DISCLOSE

We may disclose non-public personal information about you to the following types of affiliates and nonaffiliated third parties:

• Financial service providers such as other banks or lenders which participate in financing loans with us. We may also disclose non-public personal information about you to nonaffiliated third parties as permitted by law.

 

SERVICE PROVIDERS AND JOINT MARKETERS

We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income
• Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transactions, and credit card usage
• Information we receive from a consumer-reporting agency, such as your creditworthiness and credit history

 

The entity with whom we share non-public personal information is a service provider that performs marketing services on our behalf.

 

OPT-OUT DISCLOSURE

If you prefer that we not disclose non-public personal information about you to nonaffiliated third parties, you may opt out of those disclosures, that is you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to nonaffiliated third parties, you may return the opt-out notice via U.S. mail at:

 

Community Capital Bank of Virginia

990 Cambria Street NE

Christiansburg, VA 24073

 

 Download Opt-Out Disclosure Document

Joint Accounts

A single opt-out notice received from any joint account owner will be treated as an opt-out notice as applying only to that joint account owner. In addition, the institution allows any joint account owner to opt-out on behalf of all account owners upon request.

 

CONFIDENTIALITY AND SECURITY

We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you.

 

We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information.