Real Estate Lending

First in.

Our real estate lending programs.

The key to vibrant communities starts with real estate developments that spur growth, job creation, and an improved quality of life.

We provide financing in both commercial and mission-based real estate: Multi-family developments. Commercial properties. Medical centers. Healthy food grocers. And much more.

We have a proven track record of providing real estate financing for harder-to-structure projects where other lenders and financing institutions might not be willing to lend.

Real estate advising

Beyond lending, we’re a partner for all projects in which we invest. You are able to tap into our vast industry expertise to learn more about best practices and observed challenges. We bring in experts and stakeholders to ensure every project has a plan for success. We can deploy talent and resources to answer complex questions you may have regarding capital sources, regulations, development methods, and more.


Our loan officers are found in many corners of Virginia and have a wealth of expertise in assembling financing packages that are customized to your unique needs. Our team has the ability to analyze complex transactions and use consideration in identifying options that are both attractive and flexible to your goals.

VCC offers a variety of financing options:
  • Acquisition/Refinance Loans
  • Construction Loans
  • Mini-Perm Loans
  • HTC
  • Rehab Loans

Contact our Real Estate team


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Masonic Theatre

In the heart of Clifton Forge, about a half hour west of Lexington, is the historic Masonic Theatre. Up until 1987, the Masonic was the oldest operating theater in Virginia. It reopened in 1990 and was donated to the town of Clifton Forge in 2003. The architectural masterpiece has hosted such stars as Gene Autry, Tex Ritter, Burl Ives, the Drifters, and the world-famous Count Basie Orchestra.

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Expanding Access to Healthcare

PATHS decided to increase its Danville facility to expand health care for residents. With a grant of over $2 million from the Department of Health Resources and Services Administration for this expansion, the center fell short of the budget needed and sought Virginia Community Capital’s help with innovative financing and collaborative leadership, including a gap construction loan, mortgage refinancing, and working capital line.

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