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The Power of You: Deposits at Community Capital Bank of Virginia


To DoVCC’s banking subsidiary, Community Capital Bank of Virginia (CCB), is a transformative partner for institutions and individuals alike.

 As an FDIC-insured, certified community development bank, CCB offers basic banking products for community banks. We also provide business and consumer deposit products, including checking, savings, and certificates of deposit. Sounds typical? Yes, CCB certainly offers a wide range of traditional products.

But our deposits work double-time, helping our customers and helping VCC and CCB make loans in Virginia for economic development, community revitalization, and housing.In this way, our community bank partners and socially conscious investors contribute to our mission—a frequent reason for bringing their support to us in the first place.  

Institutional investors receive FDIC insurance and a market rate of return on Money Market  accounts and CDs.Banks of all sizes also receive Community Reinvestment Act (CRA) credit for deposits with VCC due to our Community Development Financial Institution (CDFI) status.

“Banking partners appreciate our knowledgeable staff, our flexible approach, and being able to support our mission with their deposits,” explains Teresa Walker, Savings Manager for VCC. “We work closely with you to find the most advantageous product or combination of products.

Socially conscious investors care about helping people and their community. The “mission- focused” consumer deposit offerings at CCB provide ample choices. Just as with banking partners, savings through individuals go toward community development programming and projects. Options for investment are diverse and flexible.

“Socially conscious investors or impact investors represent a new force in communities across the nation,” Walker continues. “CCB partners with investors to support the change you would like to see in a way that suits you best.”

Contact Teresa Walker or CCB’s Customer Sales and Service Representatives with questions or for more information.

Teresa Walker at twalker@vccva.orgor 540-260-3126 x 102

Lenore Linkous at llinkous@vccva.orgor 540-260-3126 x 106

Maron El-Khouri at melkhouri@vccva.orgor 804-344-5484 x 120

About Virginia Community Capital:
With offices in Christiansburg, Richmond, and Springfield, Virginia Community Capital (VCC) is dedicated to the prospect of building wealth for all through our lending, deposits, and advisory services. As a community development financial institution (CDFI), our mission is to offer innovative, flexible financial products designed to support housing and community development ventures, increase jobs, and encourage sustainable communities. In partnership with our for-profit bank, Community Capital Bank of Virginia (CCB), the non-profit VCC offers loan capital broader and more flexible than bank lending in low-to-moderate income communities in underserved geographies and markets. Learn more at  vacommunitycapital.org.