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About Us - Impact

About Us - Impact

Areas of Service

VCC operates statewide and focuses resources on markets where traditional capital is not flowing.  We currently have offices in Christiansburg, Richmond and Springfield, Virginia, and will be opening a Hampton Roads office in 2015.  Click here for contact information.  Our portfolio includes affordable housing and economic development loans throughout the state. Click on the map to see the locations of our current activity:




Each year, VCC reports on our community impact, lending activity and other success stories.  To date, VCC's community impact projects include:

Loans Originated

  • Over $140 million in loans originated

Total Loans Chart


Affordable Housing

  • 4,056 total units; 1,117 new and 2,939 rehabilitated units

Jobs Created

  • 1,293 total jobs; 968 new and 325 retained

Leveraged Dollars

  • On average, every dollar that VCC invests in a community is leveraged with almost $1.90 of additional funding from other sources

Real Estate Development

  • 928,101 sq. ft. of new & rehab commercial
  • 3,817,295 sq. ft. of new & rehab housing


  • Total Deposits $41.5 million


Advisory Services

  • Over 4,900 hours of assistance provided

We find the following success stories in Culpeper, Petersburg, Onancock, Staunton, and Abingdon to be compelling examples of Virginia’s Main Streets returning to life. When you embark on rejuvenating your downtown, think VCC! Let’s do more together.